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521 S Railroad Street , Montgomery, IL 60538.
Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.
MLS ID: 12596087
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521 S Railroad Street , Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $285,000 | $285,000 | $285,000 |
| Down Payment | $57,000 | $9,975 | $71,250 |
| Monthly Mortgage Amount | $1,349 | $1,633 | $1,732 |
| Taxes | $397 | $397 | $397 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $125 | $0 |
| Monthly Estimated Total | $1,846 | $2,255 | $2,229 |